Your Questions, Answered
Whether you're just getting started or looking for more detailed information, you'll find answers to the questions we hear most often. If you can't find the information you're looking for, don't hesitate to get in touch!
Buying & Selling
How do you buy a retirement property?
Simply visit a Churchill development of your choice. Choose the apartment which suits your own individual needs and reserve with a deposit. The purchase then proceeds exactly the same way as any other property purchase.
We will ask you to exchange contracts once your Solicitors have satisfied themselves that the lease and local searches have been properly scrutinised. Final completion usually takes place a short time after exchange.
Your Sales Executive will be happy to help you through the apartment purchase process. We aim to make this as simple and easy as possible.
Will I own my retirement apartment?
Yes. Churchill Living apartments are sold on a leasehold basis and you are free to choose to sell the apartment whenever you like. All new apartments released for sale from January 2018 onwards will be sold with a 999 year lease. Apartments released for sale prior to January 2018 are sold with a 125 year lease.
Will my retirement flat be freehold or leasehold?
As is common with all apartment buildings, Churchill Living apartments are sold on a leasehold basis. All new apartments released for sale from January 2018 onwards are sold with a 999 year lease. Apartments released for sale prior to January 2018 are sold with a 125 year lease.
Can I sell my retirement apartment?
Yes, you can sell your retirement apartment at any time on the open market or through our preferred retirement property agent - Churchill Sales & Lettings, which specialises in the sale of retirement apartments. The apartment is owned by you and you do not need to ask permission to sell it. However, under the terms of the lease, you do require written approval from the landlord to assign the lease, should you wish to sell or rent your apartment.
What happens if I pass away whilst owning a retirement apartment?
The apartment will become an asset owned by your estate. It will pass to whoever it was bequeathed to in your will. They are free to sell it as soon as Probate is granted.
Can my family buy the retirement apartment for me?
Yes. Anyone can own one of our apartments but only those over 60, or partners of those over 60 who themselves are over 55, can live in the apartment.
Do you consider part exchange or offer other help to move to a Churchill apartment?
Yes, we are happy to consider part exchange when you wish to move into a new Churchill apartment. We can arrange for your property to be purchased for cash, making your move quick and hassle-free. We can also provide a financial contribution towards your estate agent fees, legal fees and even pay for your removal costs. Our Sales Executives will be happy to explain all these in more detail.
Can I get a mortgage to buy a retirement apartment?
Yes, there are mortgage products available to help you buy one of our apartments. The Sales Executive will be able to give you more details.
Can you rent out retirement homes?
Yes, you can rent out your apartment. Your tenants must be over 60 years old and you must get permission from the management company, Churchill Estates Management.
Do I have any fees if I rent out my retirement apartment?
You will still be responsible for the service charge, and any ground rent on the apartment should that apply.
Do you offer help with moving in?
Yes. The Churchill Living team will be delighted to help you arrange removals. We can help you with the purchasing and installation of carpets, curtains - and even new furniture if required.
Is there an exit fee when it comes to selling my Churchill property?
No, we abolished all exit fees on Churchill properties in summer 2025 so that Residents no longer pay an exit fee (also known as an event fee) when selling or subletting their Churchill property.
Thinking about moving?
Book a no obligation visit, download a brochure, or speak to our team. However you'd like to explore your options, we're here to help.